Broward County small group health insurance costs in 2026 are among the highest in Florida — ranging from approximately $400–$520 per employee per month for Bronze HMO to $575–$725 for Gold HMO. As Florida's second-most expensive healthcare market, Broward County businesses pay a premium for coverage. Carrier shopping is especially valuable in Broward, where Oscar and Ambetter can offer Bronze and Silver premiums 10–20% below Florida Blue for the same coverage tier.
| Plan Tier | Total Monthly Premium | Employer Cost (70%) | Employee Cost (30%) |
|---|---|---|---|
| Bronze HMO | $400–$520 | $280–$364 | $120–$156 |
| Silver HMO | $475–$605 | $333–$424 | $143–$182 |
| Gold HMO | $575–$725 | $403–$508 | $173–$218 |
Shopping group health for your team
| Business Size | Annual Employer Cost Range |
|---|---|
| 2 employees | $7,992–$10,176/year |
| 5 employees | $19,980–$25,440/year |
| 10 employees | $39,960–$50,880/year |
| 20 employees | $79,920–$101,760/year |
Compare all Broward carriers — see which offers the best cost for your business.
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