Broward County — home to Fort Lauderdale, Hollywood, Pembroke Pines, Coral Springs, and over 30 other cities — is Florida's second-most populous county and one of its most competitive small group health insurance markets. The county's diverse economy spans financial and legal services, marine industry, technology, healthcare, hospitality, and a substantial retail and service sector. Florida Blue, Aetna, UnitedHealthcare, Oscar, and Ambetter all actively compete for Broward small group business. Broward Health, Memorial Healthcare System, and Cleveland Clinic Florida are the dominant hospital systems.
| Plan Tier | Total Premium/Employee/Month | Employer Share (70%) |
|---|---|---|
| Bronze HMO | $400–$520 | $280–$364 |
| Silver HMO | $475–$605 | $333–$424 |
| Gold HMO | $575–$725 | $403–$508 |
| Bronze PPO | $475–$590 | $333–$413 |
Shopping group health for your team
Broward County has Florida's second-most competitive small group carrier market. Florida Blue provides the broadest hospital network across all county cities. Aetna is a strong #2 with comprehensive Broward coverage. Oscar and Ambetter offer the most economical Bronze and Silver options in many Broward zip codes. Hospital network priorities: Broward Health North (Deerfield Beach/Pompano), Broward Health Medical Center (downtown Fort Lauderdale), Memorial Regional (Hollywood), Memorial Hospital West (Pembroke Pines), and Cleveland Clinic Florida (Weston). Most Broward employers should prioritize confirming Memorial and Broward Health access — these two systems cover the majority of Broward County employee healthcare needs.
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