Port St. Lucie is one of Florida's fastest-growing cities — St. Lucie County's population growth has brought a corresponding expansion of small businesses in healthcare services, professional services, construction, retail, and technology. The Tradition neighborhood has attracted medical campuses and professional parks that anchor a growing healthcare economy. Florida Blue and Aetna are the primary St. Lucie County small group carriers. Cleveland Clinic Tradition Hospital and HCA Florida Lawnwood Regional Medical Center are the dominant local hospital facilities for Port St. Lucie employees.
| Plan Tier | Total Premium/Employee/Month | Employer Share (65%) |
|---|---|---|
| Bronze HMO | $375–$480 | $244–$312 |
| Silver HMO | $445–$570 | $289–$371 |
| Gold HMO | $535–$680 | $348–$442 |
Cleveland Clinic Tradition Hospital is the premier facility serving the Tradition and western Port St. Lucie area — verify its in-network status on any proposed plan, as Cleveland Clinic's network participation varies by carrier. HCA Florida Lawnwood Regional Medical Center serves Port St. Lucie and Fort Pierce and is generally in-network with Florida Blue and Aetna. St. Lucie Medical Center is another local facility to verify. For Port St. Lucie employers, confirming at least one major local hospital is in-network is essential — the county has fewer facility options than larger Florida metros.
Cleveland Clinic Tradition Hospital's in-network status varies by carrier and plan type. Florida Blue includes Cleveland Clinic in some plans but not all. Verify explicitly before enrolling if access to Tradition Hospital is important for your employees. If Cleveland Clinic is a priority, ask your broker to filter quotes specifically for plans that include it in-network — or consider whether a PPO plan (with out-of-network access) is worth the premium difference.
Port St. Lucie (St. Lucie County) rates are generally similar to Martin County and Indian River County markets — the Treasure Coast area is mid-range compared to Florida overall. Premiums are typically lower than South Florida (Broward, Miami-Dade, Palm Beach) but may be slightly higher than some rural Central Florida counties. Florida Blue is often the most competitive carrier in the Treasure Coast small group market.
Typically 3–4 weeks. St. Lucie County is served primarily by Florida Blue and Aetna — both process applications efficiently. Apply by mid-month for 1st-of-next-month effective date. Your broker can coordinate the application timeline to meet your target start date.
Compare Florida Blue and Aetna for your St. Lucie County employees — no cost, no obligation.
Get Port St. Lucie Quotes