Lee County — encompassing Fort Myers, Cape Coral, Bonita Springs, Estero, and Sanibel/Fort Myers Beach — has a diverse small business economy built around real estate and construction, professional services, healthcare, hospitality, marine, and retail. The county has experienced significant reconstruction activity following Hurricane Ian, creating additional demand for small business health benefits in the construction and trades sectors. Florida Blue is the dominant small group carrier; Aetna provides competition. Lee Health (Cape Coral Hospital, Lee Memorial, Gulf Coast Medical Center) is the county's primary public health system.
| Plan Tier | Total Premium/Employee/Month | Employer Share (65%) |
|---|---|---|
| Bronze HMO | $375–$480 | $244–$312 |
| Silver HMO | $445–$570 | $289–$371 |
| Gold HMO | $535–$675 | $348–$439 |
Shopping group health for your team
Lee Health (formerly Lee Memorial Health System) operates Cape Coral Hospital, Lee Memorial Hospital, Gulf Coast Medical Center, and HealthPark Medical Center — collectively covering the main Fort Myers and Cape Coral area. Lee Health is generally in-network with Florida Blue and Aetna Lee County small group plans. Physicians Regional Medical Center (Naples-based) is accessible to southern Lee County employees and should be verified for plans covering Bonita Springs/Estero employers.
Compare Florida Blue and Aetna for your Fort Myers and Cape Coral area employees — no cost, no obligation.
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