Hillsborough County — home to Tampa, Brandon, Plant City, and the surrounding Tampa Bay communities — is one of Florida's most competitive small group health insurance markets. The county's economy encompasses financial and professional services in downtown Tampa, a surging tech sector in Westshore and South Tampa, port and logistics operations, healthcare and life sciences, and a large hospitality and retail base. Florida Blue, Aetna, UnitedHealthcare, Oscar, and Ambetter all compete for Hillsborough small group business. Tampa General Hospital, BayCare Health System (St. Joseph's), AdventHealth, and HCA Florida South Tampa Hospital are the primary hospital networks.
| Plan Tier | Total Premium/Employee/Month | Employer Share (65%) |
|---|---|---|
| Bronze HMO | $380–$490 | $247–$319 |
| Silver HMO | $455–$580 | $296–$377 |
| Gold HMO | $545–$690 | $354–$449 |
| Bronze PPO | $455–$570 | $296–$371 |
Shopping group health for your team
Tampa General Hospital (academic medical center, Level I trauma) is generally in-network with Florida Blue and Aetna. BayCare's St. Joseph's Hospital and St. Joseph's Children's Hospital serve Tampa and surrounding communities. AdventHealth Tampa covers the Wesley Chapel and north Tampa area. HCA Florida South Tampa Hospital serves South Tampa. Moffitt Cancer Center — important for employees seeking Florida's premier cancer treatment — should be verified separately by carrier. For most Hillsborough businesses, Tampa General and BayCare/St. Joseph's access covers the majority of employee needs.
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