Pasco County (Wesley Chapel, New Port Richey, Zephyrhills) small group health insurance costs in 2026 range from approximately $365–$470 per employee per month for Bronze HMO to $530–$670 for Gold HMO. Pasco County rates are among the most affordable in the greater Tampa Bay region — typically 5–10% below Hillsborough County. Florida Blue and Aetna are the primary carriers, and Pasco's growing suburban population creates a strong group market. For businesses in the fast-growing Wesley Chapel corridor, comparing plans at renewal is especially valuable as the market evolves.
| Plan Tier | Total Monthly Premium | Employer Cost (65%) | Employee Cost (35%) |
|---|---|---|---|
| Bronze HMO | $365–$470 | $237–$306 | $128–$165 |
| Silver HMO | $440–$560 | $286–$364 | $154–$196 |
| Gold HMO | $530–$670 | $345–$436 | $186–$235 |
Shopping group health for your team
| Business Size | Annual Employer Cost Range |
|---|---|
| 2 employees | $6,864–$8,736/year |
| 5 employees | $17,160–$21,840/year |
| 10 employees | $34,320–$43,680/year |
| 20 employees | $68,640–$87,360/year |
See exact 2026 premium costs for your Wesley Chapel or New Port Richey business — no cost, no obligation.
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