Manatee County (Bradenton, Lakewood Ranch) small group health insurance costs in 2026 range from approximately $370–$475 per employee per month for Bronze HMO to $535–$675 for Gold HMO. Manatee County rates are comparable to the broader Southwest Florida/Tampa Bay region. Florida Blue and Aetna are the primary carriers, and rates are competitive for the market.
| Plan Tier | Total Monthly Premium | Employer Cost (65%) | Employee Cost (35%) |
|---|---|---|---|
| Bronze HMO | $370–$475 | $241–$309 | $130–$166 |
| Silver HMO | $445–$565 | $289–$367 | $156–$198 |
| Gold HMO | $535–$675 | $348–$439 | $187–$236 |
Shopping group health for your team
See exact 2026 premium costs for your Bradenton or Lakewood Ranch business — no cost, no obligation.
Get My Quote