Lake County small group health insurance costs in 2026 range from approximately $360–$460 per employee per month for Bronze HMO to $520–$655 for Gold HMO. Lake County rates are among the more affordable in Central Florida — typically slightly lower than Orange County and comparable to Polk County. Florida Blue and Aetna provide the primary carrier options for Lake County employers.
| Plan Tier | Total Monthly Premium | Employer Cost (65%) | Employee Cost (35%) |
|---|---|---|---|
| Bronze HMO | $360–$460 | $234–$299 | $126–$161 |
| Silver HMO | $430–$545 | $280–$354 | $151–$191 |
| Gold HMO | $520–$655 | $338–$426 | $182–$229 |
Shopping group health for your team
See exact 2026 premium costs for your Clermont or Leesburg area business — no cost, no obligation.
Get My Quote