Alachua County small group health insurance costs in 2026 range from approximately $360–$460 per employee per month for a Bronze HMO to $520–$655 for a Gold HMO — before employer contribution. The employer's share depends on their chosen contribution level; most Alachua County businesses contribute 60–70% of the employee-only premium. The county's market is anchored by Florida Blue and Aetna, with rates that are competitive for North/North-Central Florida.
| Plan Tier | Total Monthly Premium | Employer Cost (65%) | Employee Cost (35%) |
|---|---|---|---|
| Bronze HMO | $360–$460 | $234–$299 | $126–$161 |
| Silver HMO | $430–$545 | $280–$354 | $151–$191 |
| Gold HMO | $520–$655 | $338–$426 | $182–$229 |
Shopping group health for your team
| Business Size | Silver HMO — Annual Employer Cost (65% contribution) |
|---|---|
| 2 employees | $6,720–$8,496/year |
| 5 employees | $16,800–$21,240/year |
| 10 employees | $33,600–$42,480/year |
| 20 employees | $67,200–$84,960/year |
See exact 2026 premium costs for your specific business — no cost, no obligation.
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