Pasco County — Wesley Chapel, Zephyrhills, New Port Richey, and Dade City — has emerged as one of Tampa Bay's fastest-growing markets. New construction, retail expansion, healthcare services, and the Wesley Chapel commercial corridor have created a wave of small businesses competing for workers in a tight labor market. Group health insurance is an effective differentiator for Pasco County employers. Florida Blue and BayCare Health System dominate the local carrier-network landscape.
| Plan Tier | Total Premium/Employee/Month | Employer Share (65%) |
|---|---|---|
| Bronze HMO | $375–$480 | $244–$312 |
| Silver HMO | $450–$570 | $293–$371 |
| Gold HMO | $540–$680 | $351–$442 |
Florida Blue and Aetna are the primary Pasco County small group carriers. BayCare Health System serves the county through multiple Pasco facilities — verify network inclusion for your employee locations.
Yes — businesses can enroll in small group coverage any month of the year. There's no annual open enrollment window for small groups. Coverage typically begins within 4 weeks of application submission.
Typically 3–4 weeks from application to effective date. Apply by mid-month for a 1st-of-next-month start.
Get quotes for your Wesley Chapel or New Port Richey employees.
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