Palm Beach County small businesses — from Boca Raton's financial and technology firms and West Palm Beach's growing professional services sector to Delray Beach's hospitality economy and Lake Worth's service businesses — can set up group health insurance through a well-established process. Florida Blue, Aetna, UnitedHealthcare, and Oscar all compete for Palm Beach County small group business. Palm Beach Health Network, Good Samaritan Medical Center, and JFK Medical Center anchor the county's carrier networks.
| Plan Tier | Total Premium/Employee/Month | Employer Share (70%) |
|---|---|---|
| Bronze HMO | $400–$520 | $280–$364 |
| Silver HMO | $475–$600 | $333–$420 |
| Gold HMO | $575–$720 | $403–$504 |
Florida Blue, Aetna, UnitedHealthcare, and Oscar are the primary Palm Beach County small group carriers. Palm Beach Health Network, Good Samaritan Medical Center, and JFK Medical Center are the key hospitals to verify in-network.
Not necessarily — Florida Blue's HMO network covers most Palm Beach County specialists. PPO plans are worth considering for employees who travel frequently or have existing out-of-network specialist relationships. A broker can compare HMO vs. PPO options side by side for your specific employee mix.
Typically 3–4 weeks. Apply by mid-month for a 1st-of-next-month effective date.
Get quotes for your West Palm Beach or Boca Raton employees from Florida's top carriers.
Get Palm Beach County Quotes