Orange County — the core of the Orlando metro — is one of Florida's most active small group insurance markets. From I-Drive hospitality businesses and Winter Park professional services to downtown Orlando tech companies and Dr. Phillips retail, Orange County small businesses can access a competitive carrier market including Florida Blue, Aetna, UnitedHealthcare, Oscar, and Ambetter. AdventHealth and Orlando Health both operate extensive Orange County networks.
Shopping group health for your team
| Plan Tier | Total Premium/Employee/Month | Employer Share (70%) |
|---|---|---|
| Bronze HMO | $380–$490 | $266–$343 |
| Silver HMO | $455–$575 | $319–$403 |
| Gold HMO | $550–$690 | $385–$483 |
Florida Blue, Aetna, UnitedHealthcare, Oscar, and Ambetter are the primary Orange County carriers. AdventHealth and Orlando Health network inclusion is the key distinguishing factor between plan options.
Yes — new hires typically have 30 days from their hire date (or end of waiting period) to enroll. The employer's plan document specifies the waiting period, which cannot exceed 90 calendar days under the ACA.
Typically 3–4 weeks. Apply by mid-month for a 1st-of-next-month effective date. Most Orlando-market carriers process applications efficiently.
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