Florida has over 8,000 licensed dental offices — from solo general dentists to multi-chair specialty practices. These small businesses compete directly with dental support organizations (DSOs) like Aspen Dental and Heartland Dental for hygienists, dental assistants, and front office staff. DSOs typically offer corporate benefits packages. Independent practices that want to retain experienced clinical staff must offer competitive health benefits — ideally at parity with what DSO competitors provide.
Most Florida dental practices select Silver or Gold tier group plans. Hygienists and dental assistants are healthcare professionals who understand insurance and value comprehensive coverage. Key plan features to prioritize:
Shopping group health for your team
Leading independent Florida dental practices offer a comprehensive benefits bundle that typically includes: group medical (Silver or Gold HMO/EPO), group dental (in-house team discounts or a separate dental plan), vision insurance ($5–$15/month), and sometimes disability insurance. The dental insurance component deserves special consideration — while many practices offer in-office discounts for team treatment, a separate dental plan also covers care at other offices for team members who prefer that.
| Plan Tier | Monthly Total Premium/Employee | Employer at 70% |
|---|---|---|
| Silver HMO | $490–$640 | $343–$448 |
| Gold HMO/EPO | $580–$740 | $406–$518 |
| Silver PPO (Florida Blue) | $560–$710 | $392–$497 |
Compare Silver, Gold, and PPO plans for your clinical and administrative team.
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