Sunrise is a western Broward County city anchored by Sawgrass Mills, one of the largest outlet and retail shopping complexes in the United States. The retail economy generates thousands of jobs in sales, logistics, food service, and mall operations — a workforce that skews toward lower-to-middle income and is often not covered by employer-sponsored health insurance. This makes Sunrise one of the Broward communities where ACA marketplace enrollment is most relevant for working residents.
Beyond the retail corridor, Sunrise includes established suburban residential neighborhoods with a mix of families, moderate-income homeowners, and aging residents approaching Medicare eligibility. The city's light industrial and logistics employers near the I-595 corridor add another segment of workers who may or may not receive benefits depending on their employer and work status.
For complete county-level information, see our Broward County health insurance guide.
Sunrise residents shop for ACA plans through the Broward County marketplace. In 2026, available carriers include Florida Blue, Ambetter from Sunshine Health, Molina Healthcare, Aetna CVS Health, Oscar Health, and UnitedHealthcare. Broward Health North is the primary hospital serving western Broward County, including Sunrise, and is in-network with most major Broward County carriers. Residents needing specialized care have access to additional Broward Health facilities, Memorial Healthcare System, and Cleveland Clinic Florida across the county.
Plan availability and network composition can vary meaningfully by zip code even within Sunrise. Always confirm your providers are in-network for any plan you're considering before you enroll — switching providers mid-year due to a network mismatch can be costly.
Health insurance in Sunrise
Broward County's ACA premiums are in line with statewide competitive market rates. The benchmark Silver plan for a 40-year-old in Sunrise typically runs $410 to $445 per month before subsidies. Eligible residents with incomes between 100% and 400% of the Federal Poverty Level (FPL) receive premium tax credits that can substantially lower this cost.
| Annual Income (Single Adult) | % of FPL (2026) | Subsidy Eligibility | Est. Monthly Cost (Silver) |
|---|---|---|---|
| Below $15,060 | Below 100% | No subsidy — Florida Medicaid gap | Full premium (~$425) |
| $15,060 – $22,590 | 100–150% | Highest subsidy + Enhanced Silver CSRs | $0 – $25/month |
| $22,591 – $30,120 | 150–200% | Strong subsidy + Enhanced Silver CSRs | $25 – $65/month |
| $30,121 – $45,180 | 200–300% | Meaningful subsidy | $65 – $170/month |
| $45,181 – $60,240 | 300–400% | Moderate subsidy | $170 – $295/month |
| Above $60,240 | 400%+ | May qualify if premium > 8.5% of income | Varies |
Estimates are for a single 40-year-old on a benchmark Silver plan. These are illustrative figures, not guaranteed quotes.
Sunrise has a strong base of working families in the retail, service, and light manufacturing sectors — many of whom qualify for meaningful ACA subsidies. Workers earning in the $20,000 to $45,000 range individually, or families earning up to $93,000, may qualify for premium tax credits. Those in the 100–250% FPL band who enroll in a Silver plan may also receive Cost-Sharing Reductions (CSRs), which dramatically lower deductibles and out-of-pocket maximums.
Families with children should also check Florida KidCare (CHIP) eligibility. Children in households that earn too much for Medicaid but still qualify for the Children's Health Insurance Program can receive low-cost coverage separate from any marketplace plan the adults enroll in.
Workers who receive employer coverage that fails the ACA's affordability test (meaning the employee's share of premiums for self-only coverage exceeds a set percentage of household income) may also be eligible for marketplace subsidies even if they're employed. A licensed agent can run this calculation for you.
A licensed Florida health insurance agent can help you compare all available plans for your Sunrise zip code at no cost to you. Agents are paid by the insurance carriers — not by you.
Ready to compare Sunrise health insurance plans side by side? A licensed Florida agent can review every option at no cost to you.
Get a Free QuoteFor more information, see our Florida ACA Plans guide, health insurance by county, or Florida health insurance guide. You can also browse plans directly at HealthCare.gov.